*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:Inter,"Segoe UI",-apple-system,BlinkMacSystemFont,Roboto,Arial,sans-serif;color:#17212b;background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}
:root{--navy:#0c2340;--navy-2:#123a63;--green:#00c389;--green-dark:#00a97a;--bg:#f4f7fa;--muted:#5c6b7a;--border:#e3e9ef;--radius:12px;--shadow:0 6px 24px rgba(12,35,64,.08)}
::selection{background:rgba(0,195,137,.25)}
.container{width:min(1160px,92%);margin-inline:auto}
.center{text-align:center}

.topbar{background:var(--navy);color:#b9c9d9;font-size:.8rem;padding:.45rem 0}
.topbar-in{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.topbar a{color:#e8f0f8}
.topbar a:hover{color:var(--green)}
@media(max-width:640px){.topbar .hide-sm{display:none}}

.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--border)}
.nav-in{display:flex;align-items:center;gap:1.8rem;height:72px}
.logo{display:flex;align-items:center;gap:.55rem;font-weight:800;font-size:1.25rem;color:var(--navy);letter-spacing:-.02em}
.logo svg{width:30px;height:30px}
.logo-text span{color:var(--green)}
.nav{display:flex;gap:1.4rem}
.nav a{font-size:.92rem;font-weight:500;color:#33414f;white-space:nowrap}
.nav a:hover{color:var(--green-dark)}
.nav-cta{margin-left:auto}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;width:40px;height:40px;margin-left:auto;flex-direction:column;justify-content:center;gap:5px}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--navy);border-radius:2px;transition:.25s}
@media(max-width:980px){
  .nav{position:fixed;top:72px;right:0;bottom:0;background:#fff;flex-direction:column;padding:2rem;width:min(320px,82vw);transform:translateX(100%);transition:.25s;box-shadow:-10px 0 30px rgba(12,35,64,.12);overflow-y:auto}
  .nav.open{transform:none}
  .nav a{font-size:1.05rem}
  .nav-cta{display:none}
  .nav-toggle{display:flex}
  .nav-toggle.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .nav-toggle.open span:nth-child(2){opacity:0}
  .nav-toggle.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
}

.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.8rem 1.5rem;border-radius:10px;font-weight:600;font-size:.95rem;transition:.2s;border:0;cursor:pointer}
.btn-primary{background:var(--green);color:#06281f}
.btn-primary:hover{background:var(--green-dark);transform:translateY(-1px)}
.btn-wa{background:#25d366;color:#043a1f}
.btn-wa:hover{filter:brightness(1.08);transform:translateY(-1px)}
.btn-outline-light{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.45)}
.btn-outline-light:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn-outline-dark{border:1.5px solid var(--navy);color:var(--navy)}
.btn-outline-dark:hover{background:var(--navy);color:#fff}
.btn-lg{padding:1rem 2rem;font-size:1.05rem}
.btn .ic{width:16px;height:16px}
.btn .ic svg{width:16px;height:16px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}

.hero{background:radial-gradient(1100px 600px at 85% -10%,#15457d 0%,var(--navy) 55%,#0a1d33 100%);color:#fff;padding:4.2rem 0 0;overflow:hidden}
.hero-in{display:grid;grid-template-columns:1.05fr .95fr;gap:3rem;align-items:center;padding-bottom:3.4rem}
.hero h1{font-size:clamp(2rem,4.2vw,3.1rem);line-height:1.15;letter-spacing:-.02em}
.hero .kicker{color:var(--green);text-transform:uppercase;letter-spacing:.14em;font-size:.8rem;font-weight:700}
.hero p.sub{color:#c3d3e4;margin:1.1rem 0 1.6rem;font-size:1.05rem;max-width:34rem}
.hero-ctas{display:flex;gap:.9rem;flex-wrap:wrap}
.hero-trust{margin-top:2.2rem;display:flex;gap:.5rem;flex-wrap:wrap}
.hero-media{position:relative}
.hero-media .cap{position:absolute;bottom:1.2rem;left:50%;transform:translateX(-50%);background:rgba(10,29,51,.75);border:1px solid rgba(255,255,255,.2);padding:.4rem 1rem;border-radius:999px;font-size:.8rem;color:#e8f0f8;white-space:nowrap}
@media(max-width:900px){.hero-in{grid-template-columns:1fr}.hero{padding-top:3rem}}

.hero.compact{padding:2.6rem 0 0}
.hero.compact .hero-in{grid-template-columns:1fr;padding-bottom:2.4rem}
.hero.compact h1{font-size:clamp(1.7rem,3.6vw,2.6rem);max-width:50rem}
.hero.compact p.sub{max-width:44rem}

.chip{display:inline-flex;align-items:center;gap:.4rem;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);color:#e8f0f8;padding:.35rem .8rem;border-radius:999px;font-size:.8rem;font-weight:500}
.chip svg{width:13px;height:13px;color:var(--green)}
.chip.dark{background:rgba(0,195,137,.1);border:1px solid rgba(0,195,137,.35);color:#0a5c43}
.chip.dark svg{color:var(--green-dark)}

.stat-strip{background:var(--navy);color:#fff;padding:2.2rem 0;border-top:1px solid rgba(255,255,255,.08)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;text-align:center}
.stat b{display:block;font-size:clamp(1.5rem,2.6vw,2.1rem);color:var(--green);letter-spacing:-.02em}
.stat span{font-size:.85rem;color:#b9c9d9}
@media(max-width:700px){.stats{grid-template-columns:repeat(2,1fr)}}

.section{padding:4.5rem 0}
.section.alt{background:var(--bg)}
.sec-head{max-width:680px;margin-bottom:2.6rem}
.sec-head .kicker{color:var(--green-dark);text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700}
.sec-head h2{font-size:clamp(1.6rem,3vw,2.3rem);color:var(--navy);margin:.4rem 0 .7rem;letter-spacing:-.01em;line-height:1.2}
.sec-head p{color:var(--muted)}
.sec-head.center{text-align:center;margin-inline:auto}

.grid{display:grid;gap:1.5rem}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:1.6rem;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:.7rem}
.card h3{color:var(--navy);font-size:1.12rem}
.card p{color:var(--muted);font-size:.93rem}
.card .icon{width:46px;height:46px;border-radius:10px;background:rgba(0,195,137,.12);display:grid;place-items:center;flex:none}
.card .icon svg{width:24px;height:24px;stroke:var(--green-dark);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.card .link{color:var(--green-dark);font-weight:600;font-size:.9rem;margin-top:auto}
.card .link:hover{text-decoration:underline}

.split{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}
.split.alt{grid-template-columns:1.05fr .95fr}
@media(max-width:900px){.split,.split.alt{grid-template-columns:1fr}}

.check-list li{display:flex;gap:.6rem;align-items:flex-start;margin-bottom:.6rem;color:#33414f;font-size:.95rem}
.check-list svg{width:18px;height:18px;stroke:var(--green-dark);fill:none;stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round;flex:none;margin-top:3px}

.spec-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--border);border-radius:12px;overflow:hidden;font-size:.92rem}
.spec-table th,.spec-table td{padding:.8rem 1rem;text-align:left;border-bottom:1px solid var(--border)}
.spec-table th{background:var(--navy);color:#fff;font-weight:600}
.spec-table td:first-child{font-weight:600;color:var(--navy);width:38%}
.spec-table tr:nth-child(even) td{background:#f8fafc}
.spec-table tr:last-child td{border-bottom:0}
.spec-table td b{color:var(--green-dark)}

.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem}
.step{padding:1.4rem;background:#fff;border:1px solid var(--border);border-radius:12px}
.step .num{width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700;font-size:.9rem;margin-bottom:.8rem}
.step h4{color:var(--navy);margin-bottom:.35rem;font-size:1rem}
.step p{color:var(--muted);font-size:.88rem}
@media(max-width:900px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:600px){.steps{grid-template-columns:1fr}}

.cta-band{background:linear-gradient(120deg,#0c2340,#123a63);color:#fff;padding:3.4rem 0;text-align:center}
.cta-band h2{font-size:clamp(1.5rem,2.8vw,2.1rem);letter-spacing:-.01em}
.cta-band p{color:#c3d3e4;margin:.6rem auto 1.7rem;max-width:42rem}
.cta-band .hero-ctas{justify-content:center}

.media-frame{position:relative;border-radius:14px;overflow:hidden;background:linear-gradient(135deg,#0f2f4e,#1b4d80);aspect-ratio:16/9;display:grid;place-items:center;color:#fff}
.media-frame img{width:100%;height:100%;object-fit:cover}
.media-frame .play{width:66px;height:66px;border-radius:50%;background:rgba(255,255,255,.16);border:2px solid rgba(255,255,255,.55);display:grid;place-items:center;font-size:1.25rem;transition:.2s}
.media-frame .play svg{width:22px;height:22px;fill:#fff;margin-left:3px}
.media-frame:hover .play{transform:scale(1.08)}
.media-frame .cap{position:absolute;bottom:.9rem;left:1.1rem;font-size:.85rem;color:#c3d3e4;background:rgba(10,29,51,.6);padding:.3rem .8rem;border-radius:6px}

.quote{background:#fff;border:1px solid var(--border);border-left:4px solid var(--green);border-radius:10px;padding:1.4rem;box-shadow:var(--shadow)}
.quote p{font-size:.97rem;color:#33414f;font-style:italic}
.quote .who{margin-top:.8rem;font-weight:700;color:var(--navy);font-size:.88rem;font-style:normal}
.quote .who span{display:block;font-weight:400;color:var(--muted);font-size:.82rem}

.faq{max-width:800px;margin-inline:auto}
.faq details{border:1px solid var(--border);border-radius:10px;margin-bottom:.8rem;background:#fff;overflow:hidden}
.faq summary{cursor:pointer;padding:1rem 1.2rem;font-weight:600;color:var(--navy);list-style:none;position:relative;padding-right:2.6rem;font-size:.98rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:1.2rem;color:var(--green-dark);font-size:1.3rem;transition:.2s}
.faq details[open] summary::after{content:"\2212"}
.faq .a{padding:0 1.2rem 1.1rem;color:var(--muted);font-size:.94rem}

.calc{background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow);padding:1.8rem;display:grid;grid-template-columns:1fr 1fr;gap:2rem}
.calc h3{color:var(--navy);margin-bottom:.4rem}
.calc .hint{color:var(--muted);font-size:.85rem}
.calc .inputs label{font-weight:600;font-size:.84rem;color:var(--navy);display:block;margin:.9rem 0 .35rem}
.calc input{width:100%;padding:.6rem .8rem;border:1px solid var(--border);border-radius:8px;font-size:.95rem;font-family:inherit}
.calc .result{background:var(--bg);border-radius:10px;padding:1.4rem;display:flex;flex-direction:column;gap:.6rem;justify-content:center}
.calc .row{display:flex;justify-content:space-between;font-size:.92rem}
.calc .row span{color:var(--muted)}
.calc .row b{color:var(--navy)}
.calc .saving{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;color:var(--green-dark);letter-spacing:-.02em}
@media(max-width:800px){.calc{grid-template-columns:1fr}}

.form-card{background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow);padding:1.8rem;max-width:660px}
.form-card.wide{max-width:760px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:.9rem}
.form label{display:block;font-weight:600;font-size:.84rem;color:var(--navy);margin-bottom:.35rem}
.form input,.form select,.form textarea{width:100%;padding:.7rem .9rem;border:1px solid var(--border);border-radius:8px;font-size:.95rem;font-family:inherit;background:#fff;color:#17212b}
.form textarea{min-height:110px;resize:vertical}
.form .full{grid-column:1/-1}
.form-ok{display:none;margin-top:1rem;padding:.8rem 1rem;background:rgba(0,195,137,.12);border:1px solid var(--green);border-radius:8px;color:#0a5c43;font-size:.9rem}
.form-ok.show{display:block}
@media(max-width:600px){.form-grid{grid-template-columns:1fr}}

.breadcrumb{font-size:.85rem;color:var(--muted);padding:1.1rem 0 0}
.breadcrumb a{color:var(--navy)}
.breadcrumb a:hover{color:var(--green-dark)}

.article{max-width:780px;margin-inline:auto}
.article .meta{color:var(--muted);font-size:.85rem;margin:.6rem 0 1.6rem}
.article h2{margin:2.4rem 0 .8rem;color:var(--navy);font-size:1.5rem}
.article p{margin-bottom:1rem;color:#33414f}
.article ul{list-style:disc;padding-left:1.3rem;margin-bottom:1.1rem}
.article ul li{margin-bottom:.45rem;color:#33414f}
.article table{width:100%;border-collapse:collapse;font-size:.92rem;margin:1.2rem 0}
.article th,.article td{border:1px solid var(--border);padding:.65rem .9rem;text-align:left}
.article th{background:var(--navy);color:#fff;font-weight:600}
.article tr:nth-child(even) td{background:#f8fafc}
.article .toc{background:var(--bg);border-radius:10px;padding:1.2rem 1.4rem;margin:1.4rem 0 2rem}
.article .toc b{color:var(--navy);display:block;margin-bottom:.5rem}
.article .toc a{display:block;color:var(--navy);font-weight:500;margin-bottom:.35rem;font-size:.92rem}
.article .toc a:hover{color:var(--green-dark)}

.site-footer{background:#0a1d33;color:#b9c9d9;padding:3.5rem 0 0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:2rem;padding-bottom:2.5rem}
.site-footer h4{color:#fff;margin-bottom:1rem;font-size:1rem}
.site-footer a{display:block;margin-bottom:.5rem;font-size:.9rem}
.site-footer a:hover{color:var(--green)}
.site-footer .logo-text{color:#fff}
.site-footer .f-blurb{font-size:.9rem;margin:.9rem 0 1rem}
.f-certs{display:flex;gap:.4rem;flex-wrap:wrap}
.f-certs span{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);color:#dbe6f0;padding:.2rem .6rem;border-radius:6px;font-size:.72rem;font-weight:600}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:1.2rem 0;font-size:.85rem}
@media(max-width:900px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.footer-grid{grid-template-columns:1fr}}

.wa-float{position:fixed;right:1.2rem;bottom:1.2rem;width:56px;height:56px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 8px 24px rgba(37,211,102,.4);z-index:60}
.wa-float svg{width:30px;height:30px;fill:#fff}
.wa-float:hover{transform:scale(1.06)}

.img-card{width:100%;border-radius:14px;box-shadow:var(--shadow);border:1px solid var(--border);background:#fff}
.notice{background:rgba(0,195,137,.08);border:1px dashed var(--green);color:#0a5c43;border-radius:10px;padding:.9rem 1.1rem;font-size:.9rem;margin:1.2rem 0}
.notice b{color:#075c45}
.page404{min-height:60vh;display:grid;place-items:center;text-align:center;padding:4rem 0}
.page404 h1{font-size:4rem;color:var(--navy);letter-spacing:-.03em}
.page404 p{color:var(--muted);margin:.5rem 0 1.5rem}

.lang-switch a{display:inline-block;color:#fff;border:1px solid rgba(255,255,255,.4);border-radius:6px;padding:.05rem .6rem;font-size:.75rem;font-weight:600;margin:0 .1rem}
.lang-switch a:hover{color:var(--green);border-color:var(--green)}
.lang-switch .cur{display:inline-block;color:var(--green);border:1px solid var(--green);border-radius:6px;padding:.05rem .6rem;font-size:.75rem;font-weight:700;margin:0 .1rem}

.lang-bar{background:#e6f7f0;border-bottom:1px solid var(--green);color:#075c45;font-size:.88rem;padding:.55rem 1rem;display:flex;align-items:center;justify-content:center;gap:.8rem;text-align:center}
.lang-bar a{color:var(--green-dark);font-weight:700;text-decoration:underline;white-space:nowrap}
.lang-bar button{background:none;border:none;color:#075c45;font-size:1rem;cursor:pointer;line-height:1;padding:.2rem .4rem}
.lang-bar button:hover{color:var(--navy)}